If you’re looking for a taste of traditional Singapore, there’s no better place than Clementi. This old neighbourhood has been transformed from a swampland into a thriving new town during the past 50 years.

Today locals and expats alike love Clementi for its relaxed vibe and authentic atmosphere.

You’ll find everything from fresh fruit and vegetables to meat and seafood at the local wet markets, and there are plenty of hawker centres where you can enjoy a cheap local meal.

If you’re looking for some retail therapy, the Clementi Town Centre is a great place to start. It’s home to a charming little vintage tram that loops around the MRT station and the popular Clementi Park Condominium.

If you’re a history buff, you’ll love exploring the old landmarks scattered throughout the neighbourhood. For example, you can admire the town-centre water fountain and the disused railway line from the former Jurong railway line.

Clementi is located in the western part of Singapore, bordering Queenstown, Jurong East, Bukit Timah and Butik Batok.

Clementi is now a thriving residential area filled with swanky housing projects. Even better, the neighbourhood is very affordable although there’s plenty around:

  • Malls: West Coast Plaza, Clementi and City Vibe
  • Medical centres: A wide array of healthcare options
  • International schools: Integrated International School (IIS), International Community School, Japanese School Singapore and Waseda Shibuya Senior High School
  • Leisure: West Coast Recreation Centre, Clementi Woods Park, Clementi Stadium, and Lee Kong Chian Natural History Museum, plus plenty of restaurants and bars
  • Transport options: Clementi MRT station (East-West Line), Pan Island (PIE) and Ayer Rajah Expressways (AYE)

Clementi is a great place to live for families thanks to its greenery and lack of main road traffic. The town is also conveniently located for employees because it’s nearby:

  • The International Business Park
  • Jurong Island

Clementi is near universities such as National University of Singapore (NUS), Singapore Institute of Management (SIM), and Singapore University of Social Sciences (SUSS). This makes Clementi a good location for students and teachers living in Singapore.

The two main shopping malls in Clementi are The Clementi Mall and 321 Clementi. The popular Starbucks can be found in The Clementi Mall.

One can also find many reliable licensed moneylenders in Clementi. All of them have a good reputation and easy loan applications.

#1. Lending Bee (Jurong East)

Lending Bee empowers you with the immediate financing that you need. Just like bees who are hardworking and have a strong sense of colony culture in terms of teamwork and trust, Lending Bee is constantly pushing boundaries.

Since 2005, the company has been committed to transforming and streamlining the way in which people access credit. They believe that access to credit should be kept fuss-free and attainable, therefore Lending Bee has helped thousands of Singaporeans build their credit, grow their business and achieve financial freedom.

Lending Bee was also honoured to receive the FinTech Licence from the Singapore FinTech Association (SFA) in 2021 for making breakthroughs in the licensed moneylending industry. Their proprietary solution digitalises traditional methods while generating cost savings. Hence, borrowers were able to receive loans quicker and at lower rates. As one of the leaders in the industry, Lending Bee will continue to innovate and bring superior loan products for all.

Lending Bee offers a wide variety of loans and allows borrowers to receive their cash within a few hours! You can also submit your application form via SingPass to save time.


Contact: 6235-8327

#2. BST Credit

The name BST stands for Begin with Service & Trust. They are a licensed money lender in Singapore known for offering easy and fast access to loans to citizens: permanent residents of Singapore along with foreigners working in Singapore.

With the understanding that most of the people are facing financial problems and are in the need to access funds quickly to solve their immediate issues, so they consider it their mission to offer help to those people.

You can apply for a loan with them without any hesitation as they have affiliated their actions with the necessities of the Moneylenders Act and Rules, and they are also regulated by the Registry of Moneylenders in Singapore.


Contact: 6299-1782

#3. GS Credit

With the best reviews from many happy customers, GS Credit is one of the best licensed moneylenders in Singapore. They have a unique selling scheme where their experts help financially challenged customers in times of emergencies.

This thing can also be noticed in their loan packages which include low-interest personal loans, bridging loans, payday loans, and foreign loans. The paperwork for these financial products is quick, granting they provide sensible principal sums.

But if you are in a need of more extensive amount, you can check out their range of secured loans. Low-interest rates and tenures are suitable for monthly installments so that they won’t shake your budget.


Contact: 6563-0321 

#4. SE Investment

Say goodbye to defrauding fears with SE Investment. They have parameters in place that make sure that the customers can rest assured about the money they borrow from SE Investment. With an impeccably clean track record in lending, SE Investment is one of the best licensed moneylenders in Jurong island.

Licensed with the Ministry of Law, SE Investment is considered one of the top legal and licensed moneylenders in Singapore for personal loans. They are devoted to confirming their client’s best interests, therefore guaranteeing the transactions made by them are crystal clear to the borrowers.

Their loan packages are designed in a way to suit the needs of each and every client that comes to them. One of their top priorities is satisfying their customers, with that, they have advanced every process to guarantee competence and thus provide a high level of customer service quality.

They offer flexible repayment options along with one of the lowest interest rates in Singapore to make loans more affordable for people. Whether you are in need of a large sum of money or require a small amount for emergencies, you can count SE Investment as your go-to lender.


Contact: 6222-5855

#5. CreditMaster

Considered Singapore’s one of the most respected licensed moneylenders, CreditMaster is a licensed moneylending company recognized by the Ministry of Law, they succeeded in distinguishing themselves when it comes to customer satisfaction and advanced financial products.

CreditMaster has helped thousands of homeowners when it comes to accessing quick and reasonable loans without having to go through the defeats of traditional banks.


Contact: 6748-1338

#6. Horison Credit

Considered Singapore’s one of the highly reputable legally licensed moneylenders, Horison Credit offers personalized solutions to financing problems that ought to meet the needs of their clients.

It is considered common to come across financial difficulties where you do not have any source(s) from which you can seek quick cash, in situations like these Horison Credit offers quick and convenient solutions to your cash problems.

They are one of the top licensed moneylenders in Singapore so you can stay at ease when it comes to borrowing money from them as they follow all the rules and regulations set by the Ministry of Law, especially when it comes to repayments and interest rates. They are your best option if you are in dire need of quick cash because of the rapid processing time, simple eligibility requirements, and the fact that they also provide debt consolidation. You can trust their services.


Contact: 6844-2902

#7. 1AP Capital

1AP Capital is in the business of issuing and approving personal, business, and educational loans along with renovations packages. The company is full of professionals who offer loans to modify according to the needs and requirements of their customers.

They have established loan packages that are suitable for foreigners, residents, and businesses. They have a team with years of combined experience which makes them one of the better licensed moneylenders in Singapore. With customer satisfaction as their utmost priority and their faith in service excellence, they will properly assist you in situations of emergency when fast and reliable access is required to a loan.


Contact: 6533-5335

#8. U Credit

You can find the most affordable interest rates in Singapore at U Credit; it is also something they are proud of and they can also be considered the most trusted licensed moneylender when it comes to unique loan requests.

You can rely on their loan officers to take you through the loan schedule to make sure you pick the finest rates that are based on your financial conditions. They always put the needs of their customers ahead when discussing the loan plans best suited for you based on your income and also offer you to go ahead and compare their rates with all the other available moneylenders before you make any decision.

U Credit has low-interest rates, custom-made repayment methods, the best customer services, and offers a fast loan application.


Contact: 6337-1768

#9. Credit Thirty3

Credit Thirty3 offers fast cash personal loan that is meant to fit any requirement, need, or budget. They are legal moneylenders, listed in the Registry of Moneylenders, and also registered with the Ministry of Law.

They attempt to give their clients the best interest rates for the loan with rates as low as 1%. They are known to keep the information of their clients safe and secure which is also something they take pride in, they achieve this by following the best security measures with each and every client so that they can keep their identities private and safe.


Contact: 6292-2931

#10. Galaxy Credit

Difficult financial times can fall upon anyone. Finding a solution is hard when you have financial burdens or your business needs help. Everyone should have the ability to get a loan, no matter the circumstances.

We’re a money lender that helps you qualify for the lowest risk and best value loan Singapore has to offer!


Contact: 6250-8811