A good credit score opens up many benefits for you, as a borrower. To name a few, it will be easier for you to apply for a loan with friendlier interest rates. Find out more below: 1. Quick Approval Process Those with good credit ratings get their loan applications approved quickly. A high credit score […]
If you wish to take out a loan, most banks and licensed moneylenders will look at your credit score to determine your loan eligibility. If you suffer from bad credit, chances are you will only be given a smaller loan, have to pay higher interest rates, or have your loan application rejected. What you can […]
How can you borrow money if you have bad credit? Having bad credit can be quite a deterrent, especially if you are looking to take up a loan. You might either have to pay higher interest rates, or risk having your loan application rejected. To check if you have bad credit, you can request for […]
To request for your credit report, you can visit any of the 57 SingPost branches for a copy of your credit file online. You can also retrieve your credit report from the Crimsonlogic Service Bureau or Credit Bureau of Singapore. Do note that the CBS credit report is chrageable at $6.42 (inclusive of GST). The […]
Your credit score, issued by the Credit Bureau Singapore (CBS) is a four digit number determined by your past transaction history on your loan accounts. They take into details the loans that you have taken, your repayment records as well as the inquiries that you have made to financial institutions. The score ranges from 1000 […]